Most families' biggest fear after losing a loved one is losing the house too. Mortgage protection insurance is life coverage sized to your home loan so your family can stay where they are.
We help you match coverage to your mortgage balance and term so the house stays in the family.
Common situations we help with
Single-income households
If one income pays the mortgage, losing it can force a sale.
New homeowners
A fresh 30-year mortgage is a long-term obligation that deserves protection.
Lender-offered policies
Coverage sold through a lender often pays the bank, not your family, and may decrease over time.
How we solve it
Term matched to your loan
Coverage that lasts as long as your mortgage.
Family as beneficiary
Your family receives the benefit and decides how to use it.
Flexible amounts
Cover the mortgage alone or add income replacement.
The outcome: coverage you understand, priced fairly, with a local agent behind it.
Start with a free consultation. We'll review your current policy and show you real options.
Mortgage Protection for Colorado Springs residents
Home values in Colorado Springs have risen significantly. We help homeowners in 80906 and beyond protect larger mortgages with affordable coverage.
Our office at 3667 Star Ranch Rd serves Colorado Springs and nearby Broadmoor, Cheyenne Mountain, Skyway, Stratton Meadows, Ivywild, Fort Carson, Manitou Springs.
Mortgage Protection FAQs
Is mortgage protection insurance the same as PMI?
No. PMI protects the lender if you default. Mortgage protection life insurance protects your family.
Can I get mortgage protection with health issues?
Options exist for many health histories. We'll review what's available.
What happens if I refinance?
Your life policy stays in force regardless of refinancing.
Related coverage
Clients who ask about mortgage protection often also review:
Life Insurance
Term and permanent life insurance to protect the people who depend on you.
Home Insurance
Protect your house, belongings, and liability against hail, fire, and theft.
Affordable Insurance
Affordable coverage plans built with a local agent who explains everything.
Bundle Insurance
Combine home, auto, and more for simplicity and potential savings.